<?xml version="1.0" encoding="UTF-8"?>
<urlset
      xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
<!-- created with Free Online Sitemap Generator www.xml-sitemaps.com -->

<url>
  <loc>http://www.fap.sk/</loc>
  <lastmod>2012-04-26T21:11:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/default.htm</loc>
  <lastmod>2012-04-26T21:11:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/NAKUP-ROGRAMU.htm</loc>
  <lastmod>2012-04-26T21:05:15+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/DODAVATELSKE_RIZIKO.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/KONTAKT.htm</loc>
  <lastmod>2012-04-26T21:05:15+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Financna_analyza_prezentacia.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/VIDEOSPRIEVODCA-PROGRAMOM-FAP.htm</loc>
  <lastmod>2012-04-26T21:05:15+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/RATING-BONITA-FIRMY-A-HODNOTENIE-UKAZOVATELOV.pdf</loc>
  <lastmod>2012-04-26T21:05:02+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNE-UKAZOVATELE-GRAFY.pdf</loc>
  <lastmod>2012-04-26T21:05:01+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNE-UKAZOVATELE.pdf</loc>
  <lastmod>2012-04-26T21:05:01+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNA-ANALYZA-VYSLEDOVKY-GRAFY.pdf</loc>
  <lastmod>2012-04-26T21:05:00+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNA-ANALYZA-AKTIV-GRAFY.pdf</loc>
  <lastmod>2012-04-26T21:04:59+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNA-ANALYZA-PASIV-GRAFY.pdf</loc>
  <lastmod>2012-04-26T21:05:00+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/RISK-MANAGEMENT-RIADENIE-DODAVATELSKEHO-RIZIKA.pdf</loc>
  <lastmod>2012-04-26T21:05:02+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/CASH-FLOW-GRAFY.pdf</loc>
  <lastmod>2012-04-26T21:04:57+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/VERTIKALNA-A-HORIZONTALNA-ANALYZA.pdf</loc>
  <lastmod>2012-04-26T21:05:08+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FINANCNA-ANALYZA-TRENDOV-A-SPIDER-ANALYZA.pdf</loc>
  <lastmod>2012-04-26T21:05:00+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/CO-KED-ANALYZA.pdf</loc>
  <lastmod>2012-04-26T21:04:58+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/PLNE-UCTOVNE-VYKAZY.pdf</loc>
  <lastmod>2012-04-26T21:05:01+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/SKRATENE-UCTOVNE-VYKAZY.pdf</loc>
  <lastmod>2012-04-26T21:05:02+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNE_RIADENIE.htm</loc>
  <lastmod>2012-04-26T21:05:15+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/FAP%20VOLP%20verze%201.7.pdf</loc>
  <lastmod>2012-04-26T21:04:59+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/FINANCNA-ANALYZA/UZIVATELSKA_DOKUMENTACIA_FAP.pdf</loc>
  <lastmod>2012-04-26T21:05:08+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/VYsledok-hospodarenia-a-jeho-skreslenie.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/EBITDA-A-CASH-FLOW.htm</loc>
  <lastmod>2012-04-26T21:05:13+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/Rentabilita-trzeb.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/Rentabilita-aktiv.htm</loc>
  <lastmod>2012-04-26T21:05:13+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/Rentabilita-vlastneho-imania.htm</loc>
  <lastmod>2012-04-26T21:05:14+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Rentabilita/Bod-zvratu.htm</loc>
  <lastmod>2012-04-26T21:05:13+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Likvidita.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Likvidne-riziko.htm</loc>
  <lastmod>2012-04-26T21:05:10+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Celkova-likvidita-a%20-pracovny-kapital.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Bezna-likvidita.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Pohotova-likvidita.htm</loc>
  <lastmod>2012-04-26T21:05:10+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Doba-inkasa-pohledavok.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Doba-obratu-zasob.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Doba-splatnosti-zavazkov.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Prevadzkovy-cyklus.htm</loc>
  <lastmod>2012-04-26T21:05:10+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/Penazny-cyklus.htm</loc>
  <lastmod>2012-04-26T21:05:10+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Likvidita/co-ked-analyza-a-analyza-likvidity.htm</loc>
  <lastmod>2012-04-26T21:05:09+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-kapitalove-struktury-a-zadlzenosti/Uprava-vlastneho-imania-pre-financnu-analyzu.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-kapitalove-struktury-a-zadlzenosti/Podiel-vlastneho-imania.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-kapitalove-struktury-a-zadlzenosti/Leverage-pomer-cudzich-zdrojov-k-vlastnemu-imaniu.htm</loc>
  <lastmod>2012-04-26T21:04:54+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-kapitalove-struktury-a-zadlzenosti/Financna-zadlzenost.htm</loc>
  <lastmod>2012-04-26T21:04:54+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-kapitalove-struktury-a-zadlzenosti/Ukazovatele-krytia-dlhov.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/Co-je-cash-flow.htm</loc>
  <lastmod>2012-04-26T21:04:56+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/CASH-FLOW-PODNIKU.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/Na-co-sluzi-cash-flow.htm</loc>
  <lastmod>2012-04-26T21:04:56+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/Metody-vykazovania-cash-flow.htm</loc>
  <lastmod>2012-04-26T21:04:56+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/Cash-flow-analyza.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Cash_flow/Nepenazne%20naklady%20a%20vynosy.htm</loc>
  <lastmod>2012-04-26T21:04:56+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
<url>
  <loc>http://www.fap.sk/Analyza-ostatne/SWOT-ANALYZA-FIRMY.htm</loc>
  <lastmod>2012-04-26T21:04:55+00:00</lastmod>
  <changefreq>daily</changefreq>
</url>
</urlset>